without
If you have an entry in black, in fact, in 99% of cases will never find a bank willing to grant you a loan.
However some lenders, in certain cases, grant a loan without paycheck to those who can offer further guarantees (to get a quote go here: online loans and grants).
There are many cases of people who, although they can count on fixed monthly revenue, have great difficulty in accessing finance due to lack of a paycheck, which is the preferred collateral by banks.
However, if you're looking for a way to borrow without a paycheck know that there are 2 solutions.
free loan paycheck - how it works
1) Property owned
Some lenders grant loans without a paycheck in exchange for a guarantee (mortgage) on a real estate property. Mortgaging your property, the bank will grant you a certain amount for cash.
2) rent
Another solution is to charge a rent on a property you own. Some lenders may take into account the rent you received as a continuous and concerts un'entratata the loan. Obviously the amount will be modest and, above all, in proportion to the rent received.
However, there is a third option to obtain loans without a paycheck, in recent years, applied in particular cases by some banks.
In some cases, a lender may consider granting loans without a paycheck if the applicant is a current account at that bank for years and, even in the absence of a guarantee income, has consistently made payments .
This may be the case, for example, workers who receive income in black.
However, this type of loan without paycheck is applied very little since banks usually demand a guarantee income or, failing that, the guarantee of a property.
There are also a particular form of funding given to students without a paycheck, in this case, since the loans, requests are evaluated without any type of collateral and interest rates are very low.
In conclusion I would say that getting an unsecured loan is often quite complicated: my advice is to consult a good financial adviser who can send you to the lender best suited helping in the presentation of the case.
And you never tried to take out a loan without a paycheck? Do you have tips for us?
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