The personal loan usually requires the payment of a sum of money to be repaid according to a constant depreciation rate fixed.
is considered a loan has not been finalized, not obviously related to the purchase or delivery of a specific asset. Unlike a mortgage, financing was concluded only between lender and applicant without having to declare the money because of the need. For this reason, from the moment the request is accepted, the money is allocated directly to consumers, the applicant and not subject to agreement (eg construction company when buying a house under construction), which literally means that dealer trader . Just because it has not been finalized, this type of loan does not require a subscription to a good contract that will cover any default, which makes the financial product of the personal loan very risky for the institution glowing. For questol'azienda lender may still require personal guarantees as guaranty.
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