If you are a property owner, even mortgaged, you can now consolidate all your debts - including any mortgage - greatly reducing the amount of monthly payments.
The Mortgage debt consolidation allows you to pay off its debts early (mortgages, loans, financing, etc. ..) which will be merged into a single loan through a traditional mortgage, thus extending the time for repayment, and then substantially reducing the monthly payment.
Provides reimbursement rate that provides for the entire duration of the loan, installments that include both a share of capital and interest payments on outstanding principal.
Therefore Consolidation Loan Debt and the appropriate solution for those who have other funding ongoing and aims to reduce the amount of total monthly installments.
By refinancing you can also request additional amounts if the rate of loading is not excessive.
SHEET LOAN CONSOLIDATION DEBT
Purpose
Consolidation of the following types of financing: mortgages, personal loans, auto loans, consumer credit, sale of the fifth.
Amount financed
Up to 100% of property value, with a minimum of € 30,000 and a maximum of € 500,000. Ability to obtain a share of liquidity provision, not more than € 20,000.
lenders
Italian citizens from the age of 21 income-earners. Also valued employees with temporary contracts and self-employed persons with income not fully documented. Any late payments or other problems will be evaluated with flexibility.
"non" eligible
Self-employed persons who had more than one late payment in the last 12 months.
Who has more of a protest.
Who has had more than one late payment on the installment loan.
durations from 5 to 35 years.
floating rate indexed to Euribor Rates 365 to 3 months + spread (increase). Spreads are custom and vary depending on the operation and risk profile of applicants, from 1.70%. For example, in September 2005, finished the rates start at under 4% for the profiles are more favorable.
